SUMMARY
I get pleasure from touring round West Africa, particularly round culturally wealthy areas mixing nature with trendy infrastructural developments. Each my air and street travels round this ECOWAS subregion within the final 15 years has been each instructive and enriching for me. I’ve been culturally immersed with range in languages, faith, tradition, meals, structure, local weather, financial life, natural world.
The data acquired, can’t be quantified in financial phrases, and i’ll advocate this instructional excursions to our youths to allow them respect and tolerate different cultures, thus decreasing conflicts and disputes amongst neighboring nations. Elsewhere, i’ve written and held a number of seminars on working and dwelling in Ghana about 11 years in the past.
As we speak, the success story of Ghana is obvious to all and this nation Ghana, has emerged as among the finest economies within the subregion. Once more, i’m introducing one other rising nice financial system to you, The Gambia.
Earlier than the entire world flood right here, and you will be neglected, why not take my advise significantly and make investments, work, stay or vacation on this stunning nation to expertise what I am speaking about? I really like this peaceable nation blessed with hospitable individuals. Gambians welcome you with pure inspiring smiles. The Gambia is bounded spherical by an historic river, wealthy in pure sources of sea meals, animals and therapeutic powers. Welcome to The Gambia, the smiling coast of West Africa.
From the pure great thing about Makasutu Village, historic websites of Kunta Kinteh village, James Island, Kachikally Crocodile pool, Kanilai Farm, and so many different websites to the seashores and other people, you’ll hardly need to go away. Little surprise, there are such a lot of repeat vacationers coming to The Gambia for the previous 10-15 years that I’ve met. They arrive from throughout Europe, Americas, Asia and Africa. On the seashore, the fantastic thing about the Sea, the sand and solar will remind you of Mom Africa.
How in regards to the funding local weather, very favorable and investor pleasant.With a steady financial system with a single digit inflation charge and forex trade of US$1.0= GMD26 (As at ninth April, 2010). The Gambia is a multicultural nation with quite a lot of immigrants from West Africa, Europe, America, Center East and Asia completely dwelling as traders, working with a number of NGOs, some retired traders whereas many others are engaged in importation companies and owned a number of buying malls.The Gambia is house to traders, volunteers, professionals pursuing their profession, and vacation makers who has made this peaceable nation their vacation spot. Welcome to The Gambia, the place there is no such thing as a discrimination based mostly on faith, creed, colour, race, gender, social standing, incapacity and with zero tolerance to corruption. Learn on! Alsamadeh!
MARKET
The foremost markets are in Banjul, Serrekunda and Brikama. Right here, you possibly can store for staple meals like fish, meat, greens, clothings, jeweleries and style equipment. The locals welcome individuals with pure smiles after exchanging the non secular greetings: “Asalamalekun”, that means, peace be unto you. Historically, Gambian ladies go to market day by day to purchase what to prepare dinner.They are often seen with the plastic baskets with holders thronging to the busy markets to buy recent fish, meat, greens and take time to greet one another asking after every others’ households, relations and get up to date about present social occasions and different ladies gossips. Among the elites, nevertheless, favor to buy in buying malls round Kairaba Avenue, and purchase meals in massive portions to retailer at house.
Mini-markets, or what some name supermarkets are everywhere in the Better Banjul space competing with the standard markets. There are additionally the neighborhood retailers, referred to as “Fulah Retailers”, owned largely by Mauritanian residents and in some instances by Guineans. That is the place to get the regionally made bread referred to as, “Tapalapa”. That is often a protracted banana formed clay oven baked bread that’s often transported on bicycles by the suppliers early within the morning, mid-day and sundown time. I favor shopping for this, when recent, it is mushy and extra interesting than the stale hardened and uninviting ones. A full one goes for D5 and the half is D2.50. The bread is often bought with a pleasant unfold of butter, mayonnaises, egg, potato and spiced with jumbo or Maggi sauce relying on the client’s preferences.
There may be additionally “Senfu”, which has a crumb nature and less expensive, being bought for D3 for a full roll. Nevertheless, i observed the “Senfu” just isn’t as filling because the “Tapalapa” that may preserve me going for the entire day, like a bowl of “Fufu”, which is the energiser for many Nigerians, Ghanaians and Sierra- Leoneans in The Gambia. The native “Fufu” not like those present in Ghana and Nigeria are comprised of “Saddam Rice”, as it’s referred to as regionally, by milling it into powder and cooked right into a stable paste in a pot. The preferred lunch meal, amongst Gambians, is the jollof rice, regionally known as ” Benechin”. Various kinds of stew are ready to eat the rice meal like”Plasas”, “Tremendous ganja”, “Damoda”,and many others. I benefit from the Gambia breakfast meal of “Thura Girthe”, which could be very wealthy in protein. This can be a combination of effectively pounded rice cooked with milled groundnut and eaten with a ramification of yogurt “Bitter Milk”.
Gambians eat collectively. Small teams of between 5-8 persons are often seen consuming from the identical bowl, and but, when a customer seems, she or he is beakoned to nonetheless be a part of them and share out of it. That is the real love, i am but to see anyplace. If you happen to suppose there is no such thing as a free meal anyplace, you are unsuitable; come to The Gambia! This clarify the explanation for very low or non-existent crime charge. No less than, a lunch meal is assured for anybody dwelling in The Gambia. Meals is shared, nobody goes house hungry. The ladies additionally waste quite a lot of meals by at all times making ready lots anticipating guests to affix them when serving their meals. They package deal the rice meals in massive large bowls with a canopy and wrap it in a conventional method with fabric, that may safe the meals from spilling and carry to their husbands at their respective working locations for them to eat with colleagues. Generally, they go journey lengthy distances, to ship the meals, like a household dwelling in Lamin and the husband working in Serrekunda.
WORK HOURS
The official working hours is 8am- 4pm from Monday to Thursday. Friday is half day. Most of Gambians are Muslims, and so they go for the Friday Particular prayers within the afternoon. Though, the “African time” idea remains to be prevalent among the many individuals, that is frequent with the federal government staff, the non-public sector is healthier. Most severe enterprise appointments begin from 9am, regardless that, they’re scheduled for 8am.
The foremost purpose typically for arriving at work late, will be because of unavailability of business automobiles to move staff to their respective locations of labor. Even, at locations of labor, Gambians don’t forget to take their Chinese language natural tea referred to as ” Atire”.
GAME OF FOOTBALL
A primary time customer, to The Gambia will suppose the sport of soccer has it is origin from right here, due to the love and keenness connected to this sport. There are fairly various playgrounds which might be by no means stored idle due to the teeming youths that religiously practice and play day by day matches, particularly within the evenings after work or college. Equally, on weekends, very first thing within the morning, you’ll discover everybody exercising or taking part in the sport they love most; soccer.
The discussions of most of those youths that represent half of the nation’s inhabitants is centered on the European matches. Groups like Manchester United, Chelsea, Manchester Metropolis, Arsenal, Barcelona, Actual Madrid, AC Milan and different large groups have passionate followers in The Gambia.
There are lots of Soccer Viewing facilities which might be making a fortune displaying the stay matches to most Gambian. Though, a few of these youths won’t know the capital of Nigeria, they usually inform me it is Lagos, however they actually know all of the European Membership Managers, first line ups and transfers of those key gamers, to not speak in regards to the newest scores within the premiership or championship.
The Gambia’s nationwide group, referred to as the “Scorpion” is adored and also you dare not say something unhealthy towards this group so as to not incur the wrath of my soccer lovers. A loss in sport when “Scorpions” play, will flip your complete nation right into a grave yard, “a mourning interval”. However with a win; the Brazilian samba dancers will envy the dance steps of each the younger girls and boys singing: “ho, ho ho ho, ha,ha,ha,ha..haleyomii”. Subsequently, to make buddies with Gambians is very easy, simply decide up a soccer subject!
BEACHES
The weather conditions of The Gambia is barely completely different from different ECOWAS nations. There is just one cycle of rainfall which begins round June and ends round October. It’s often scorching throughout the raining durations, not like different nations that have chilly durations.
The Hamattan interval begins from November to February. Nevertheless, the climate experiences erratic modifications typically. The seashores are clear and supply succor to visiting vacationers that need to expertise the fantastic thing about the solar, the ocean and the sand of The Gambia.
There are a number of seashores to go to. From Banjul seashore to Palma Rima, Senegambia and as much as Sanyang. There are such a lot of non-public seashores alongside this line. Most white vacationers referred to as “Toubabs” are often welcome at these seashores which have enticing conventional bars with pure juice, canned drinks, barbecue and particular packages for guests.
The menace of “bumsters” have been curtailed and there are vacationer police patrolling many of the busy seashores to discourage the “unsolicited buddies”. The seashores are besieged by virtually all Gambians throughout festive durations or throughout main musical live shows or exhibits.
FESTIVE PERIODS
A customer arriving The Gambia round Easter or Christmas will suppose all Gambians are Christians, with the celebration and partying. Equally, across the Muslim festivals of “Koriteh or Tobaski” will give one the impression that there is no such thing as a single Christian on the town.
That is the wonder and variety of the Gambian hospitality and tolerance of different religions in The Gambia. The individuals get pleasure from good music. The native artists are adored, a few of whom are Jalibah Kuyateh, Titi Kololi, Freakie Joe, Asan Njie, Olugander and Sambou to say a number of.
The ladies, each younger and previous, get pleasure from dancing. The very bodily dances of leaping and kicking the air is frequent and that i usually surprise the place the ladies get the additional power and energy from. Some younger males that aren’t used to those dances, dare not problem these ladies in a dancing competitors, if they don’t need to be hospitalized.
The leisure trade is due to this fact very vibrant. Most individuals chill out by watching Nigerian, Senegalese and Ghanaian house movies. There are a number of video rental retailers to select the most recent Nigerian movies from. Many of the banks and accommodations present international channels like DSTV, CNN, AlJAZEERA, EUROSPORT and many others.
PAID WORK IN THE GAMBIA
Aside from ECOWAS nationals, which might be allowed to work freely in some key authorities sectors like Training and Judiciary, different nationals are solely allowed to work as expatriate and need to undergo a scrutiny and get approval from the immigration division, earlier than they are often permitted to work with the federal government.
Nevertheless, traders are allowed to usher in their work pressure, offered they abide by the immigration legal guidelines of acquiring a piece/residential allow. Openings exist all 12 months spherical for certified lecturers in Senior secondary colleges everywhere in the nation.
Many of the vacancies are often crammed by Nigerians, Ghanaians, Senegalese, Sierra-Leoneans, Liberians and a handful of different ECOWAS nationals. Openings additionally exist for lecturers in College of The Gambia, a number of skilled coaching institutes and different tertiary institutes like Administration Improvement Institute (MDI), Gambia Faculty and Gambia Technical Coaching Institute (G.T.T.I).
Though, the non-public institutes remuneration is larger than the federal government pay scale. Many of the secondary colleges within the provinces are in want of lecturers, most lecturers moderately favor to switch to the city cities leaving the agricultural villages with out certified educating pressure.
Authorities sponsored colleges remuneration package deal for non-Gambian lecturers are between D3,500-D4,000 per shift (Morning or afternoon) relying on the entry degree expertise and qualification. The non-public colleges pay between D4,500-D10,000, relying on the college and expertise of the trainer.
Most colleges favor lecturers which have gathered “Gambian expertise”, that means, they should have taught in The Gambia for some years to grasp the system. Combining each shifts means extra revenue. Most authorities colleges favor to pay full wage for the morning shift and half wage for the afternoon shift. There are different a number of alternatives of revenue incomes, by organizing examine lessons for the scholars after shut of faculty by some lecturers. Most lecturers usually change college to these paying extra, and each time period witnesses a mass drift of lecturers round.
The coveted colleges are: Marina Worldwide, SBEC, Zenith, SOS, Scanaid and West African Worldwide. Linguistics and sciences are the popular topics usually in excessive demand. English language, English Literature, Arithmetic, Additional Maths, Physics, Chemistry, Biology, Agric Science, Utilized Electrical energy and many others, are “scorching cake” topics for most colleges.
ECOWAS certified lecturers (M.Sc, B.Sc & HND holders within the topics listed above) are often being employed in secondary colleges in The Gambia.
Different professionals wanted to work within the non-public sectors are:
1. Attorneys with LL.b diploma which have efficiently accomplished Legislation college and referred to as to Bar to work as
Magistrates/Judges with the Ministry of Justice.
2. Skilled Graphic & Web site Designers.
3. Skilled Advertisers.
4. Desktop & Laptop computer Restore Technicians.
5. Car Technicians.
6. Theater Arts & Dramatic artists.
7. Movie Administrators & Producers.
8. Skilled Actors & Actresses.
9. Radio & T.V Programme Presenters.
10. Fish Breeding & Farming
11. Aquarium Making & Gold Fish Rearing.
12. Management Improvement Trainers.
13. Trainers in distinctive abilities & vocations.
14. Cottage Business set-up trainers ( Physique lotions, soaps, cartons, shoe polish and many others.)
The monetary trade has witnessed an exceptional development with addition of extra banks becoming a member of the league just lately, bringing the full variety of banks to 14 in The Gambia. Most of those Nigerian banks are opening up branches and can want extra workers.
Though, it’s far cheaper to rent the locals than expatriate by the banks, due to the particular tax paid for not hiring Gambians. The identical rule applies to the Resort and Tourism trade. The Non Governmental Organizations, NGOs are allowed to usher in their personnel.
Volunteers are additionally welcome in The Gambia. Volunteers can have a cultural immersion and achieve worldwide expertise on this peaceable nation. For vacation makers, i’ll advocate visiting this small however distinctive nation for these in quest of a Peaceable, Reasonably priced and Memorable African Retreat (PAMAR!)
INVESTMENT OPPORTUNITIES
1. ECOWAS CITIZENS
The federal government welcome funding in all sectors, particular consideration is, nevertheless, given to Agriculture due to the significance of meals safety to any nation. Different sectors like Actual Property & Properties, Mining Business, Resort & Tourism, Well being, Training, Manufacturing and Agro- allied Sectors are key areas to enter and get authorities incentive, in tax aid and whole assist.
ECOWAS residents get pleasure from free motion of individuals and items inside the 16 nations block, the required capital wanted to re-locate to the Gambia to work, stay, make investments or vacation is much lower than what’s required to quiet down in different ECOWAS nations. With the electrical energy tariffs coming down (because of the federal government initiative), NAWEC, the electrical energy firm is doing her finest to ensure steady provide of electrical energy and lots of companies solely depend on this steady electrical energy provide.
Incidences of armed theft assault are very uncommon. I’ve not observed or witness or hear about armed theft assaults within the final six years. I solely learn in one of many newspapers, one or two instances, about such assaults within the provinces some few years in the past. Folks transfer about with out concern of molestation or assault. Petty cell phone theft are often frequent.
The residential homes are inexpensive, and rents of 1 to 3 months advance funds, are demanded. The persons are heat and hospitable. For as little as D500 per thirty days, a room will be rented across the busy areas like Brikama, Latrikunda, Lamin,Tabokoto, Wellingara and Coastal street areas.
The two-bed room residences with all of the conveniences goes for between D1,500-D2,500 per thirty days in these areas relying on the completed style and proximity to the busy highways. ECOWAS residents can enter and settle within the nation with alternatives to start out small companies.
For these clever residents within the nation, there are a number of companies to select from and do effortlessly on this funding pleasant nation. Anybody coming to The Gambia for the primary time, should to start with plan and put together, figuring out what to do and the place to remain and having satisfactory details about the tradition and enterprise local weather.
2. WORLDWIDE INVESTORS ( MEDIUM/ LARGE SCALE BUSINESSES)
The precise areas, clever traders, can rush into to speculate presently, from our detailed analysis findings are:
A) Organising a non-public College with residential campus to draw all ECOWAS residents.
B) Eateries like MacDonald’s, Hen George, Mr. Briggs, Candy Sensation, Tantalizers, TFC, and many others
C) Botanical Backyard/ Love Backyard across the Vacationer areas.
D) Constructing low Price Houses to be bought or rented out to individuals.
E) Floor nut processing manufacturing unit.
F) Feed Mill for Poultry, Rabbitry and Turkey Manufacturing.
G) Cashew Processing Manufacturing unit (CNS Oil, brake oil, glue, rubber,electrical wires and many others).
H) Pure Juice canning manufacturing unit ( Fruits like mangoes, orange, lime and many others abound).
I) Recent Flower manufacturing and export.
J) Fish Canning/ Meals packaging for export.
There are different 90 companies now we have surveyed to be potential instantaneous cash earners for clever traders to tackle. Kindly request for an in depth undertaking profile on this. The Gambia Funding Promotion and Free Zones Company, (GIPFZA) welcome traders with distinctive presents of tax aid, authorities assist and non-bureaucratic processing of obligatory paperwork to permit for fast set-up and funding in The Gambia.
To have a good concept of the enterprise local weather, i like to recommend that each one potential traders learn the most recent enterprise listing (The Gambia Enterprise Listing).
INFRASTRUCTURAL DEVELOPMENT & BUSINESS ENVIRONMENT
The Gambia, although small, however has a strong financial system with fourteen industrial banks, 4 GSM corporations, an excellent variety of airways plying the subregion and the surface world. There are greater than 5 day by day newspapers, round eight radio stations and lots of accommodations of worldwide requirements together with the 5-star Sheraton Resort.
The foremost roads from the airport to most busy industrial facilities like Kairaba, Brufut, West Discipline, Senegambia, Brikama, Latrikunda and Banjul are all tarred with effectively lighted road lights. Clear, recent and handled pipe borne water is obtainable to most houses 24hrs uninterrupted.
Communication and web companies are fairly cheaper than most different nations. The price of beginning a enterprise in The Gambia is much cheaper each within the quick time period and long run. The true property enterprise is having fun with a fantastic growth with 30% return yearly on investments, and the Meltdown phenomenon just isn’t simply noticeable in The Gambia.
The Gambia is a vacationer vacation spot and repeated guests are frequent on this great and peace loving smiling coast of The Gambia. Though, The Gambia is a tax based mostly financial system, the federal government makes substantial earnings from Tourism and exportation of agricultural commodities like Groundnut, Fishes, Cotton and stable minerals.
It’s necessary for each resident to have a TIN quantity(Tax Identification Quantity) earlier than a checking account will be opened. New buildings are developing day by day and it is not uncommon sight,to see many of the property homeowners promoting their telephone contacts for these concerned about renting or leasing these properties from excessive rise buildings in Senegambia axis, Kairaba, Fajara, West Discipline, Tallinding, Tabokoto, Abuko, Lamin, Yundum and many others.
Gambians in diaspora are speeding house to speculate on this excessive yielding property sector. A customer that final visited the nation a 12 months in the past, will discover a outstanding distinction on this infrastructural developments. The Gambia is a clear nation, particularly with the introduction of the month-to-month cleansing workouts, referred to as “SETSETAL”, which is a particular cleansing day for everyone on the final Saturday of the month between the hours of 8-1pm and thereafter there’s free motion.
Municipal officers go round to make sure the wastes are correctly disposed and guarantee compliance to the legislation, that each one retailers and companies most be closed and no motion of business automobiles, till the top of the cleansing train.
Well being clever, it’s secure to stay in The Gambia, as a result of the well being supply system could be very environment friendly and effectively outfitted with the very best medical personnel in The world. There are numerous well being facilities, effectively unfold across the nation with ambulances standing by to rapidly evacuate emergencies to Royal Victoria Instructing Hospital, RVTH, Banjul the place difficult instances are often taken.
Guests coming for the primary time, due to this fact, are suggested to take the suitable vaccinations beneficial. ECOWAS residents should take vaccinations towards yellow fever, meningitis, Polio and many others and guarantee these are stamped on their Yellow Card, that is even taken extra significantly, when touring by street via Benin, Togo, Ghana, Burkina Faso, Mali and Senegal to The Gambia. Not having a legitimate Yellow Card may value you a fortune in fines you will be requested to Pay!
Medical companies is free to Gambians, besides the registration card which is D5 solely. ECOWAS residents are, nevertheless, required to pay for value of therapy and hospitalization, relying on the therapy. Vacationer visiting The Gambia are suggested to have a Journey Insurance coverage when visiting
Transportation inside the nation is inexpensive. Shifting from one location to a different is kind of straightforward. There are three classes of business street transportation. One, is the industrial Bus, that solely enable most of three passengers on a row which is handy, not like 4 on a row in a number of different nations. Any such buses go across the main locations like Banjul to Serrekunda (D6), Banjul to Tabokoto (D10), Banjul to Brikama (D15), Serrekunda to Senegambia (D5) and many others.
The second class is the yellow and inexperienced painted taxis that take individuals for D5 a drop or chartered companies for many vacationers and locals, referred to as “City Journey”. The final class, are the inexperienced painted and branded “Vacationer Taxis” for vacationers from and to the airport, resort areas, most seashores and historic websites for brand new guests. They’re dearer than the yellow painted ones.
Besides when it is extremely vital, first time guests are, nevertheless, inspired to keep away from going out across the rush hours, like 7-8am and 4-6pm, particularly when commuters are going to or getting back from work. From Tabokoto, Lamin, West area, Serrekunda and Brikama within the morning to Banjul and returning again house within the night is at all times very hectic and costly to take a taxi. The bus-stops are often congested and the visitors chaotic round these durations.
There are lots of effectively organized tour operators with luxurious air conditioned buses to select from and to the airport all guests and vacationer that organize their visits via them. Additionally they companion with most accommodations on excursions to historic websites and across the cities.
There space ferry companies obtainable to move individuals throughout the River Gambia. From Barra to Banjul is D25 solely. Guests can are available to the nation both by land via The Gambian border with Senegal at Hamdallah, or from Guinea and Cassamace, Senegal via Basse. By air is thru the one airport at Yundum. The Banjul Worldwide Airport, among the finest within the subregion with the longest run-way and trendy radial services put in.
The airport just isn’t at all times busy and vacationers ought to at all times inform somebody to select them on the airport, particularly throughout the weekends when industrial actions are low. Nevertheless, vacationer taxis can be found at any time for between D500-D800 relying on the gap, often between 15-30km from the airport.
There’s a Bureau de Change on the airport to vary cash from different currencies like Euro, {dollars}, kilos and CFA to Dalaisi. For Visa Card carriers, there’s ECO Financial institution ATM on the airport. Financial institution PHB and Belief financial institution even have their ATMs on the airport.
On arrival within the nation, whenever you hear “Nagadef?”, that means how are you, simply reply “Jamarek”, that means i am positive. After a hand shake, say “Jerejef”, that means thanks.
Jerejef, Jarama, Baraka (that means thanks in 3 completely different native languages).
